
One particular feature that we liked most is the spending plan which makes it easy to monitor your cash flow and is particularly helpful for entrepreneurs and side hustlers since income can fluctuate.

Think of it as your personal money dashboard – where you can easily track your income, bills, expenses, savings, investment accounts in one place. The team at Quicken recently launched Simplifi, an exceptional mobile app designed to help you manage and optimize your personal finances. Budgeting is personal and while some people like the old school pen and paper or Excel template methods, I prefer using an app to see my entire financial life on my phone anytime I want.

Simplifi by Quicken Īs you know, when it comes to budgeting there’s no one size fits all strategy. Mint walks you through all of the steps and it’s super easy to set-up (and adjust) a budget over time. This means I now have almost 10 years of budgeting data in the app so I can track patterns over time, like how I’ve spent over $10,000 on Chipotle over the past 10 years!Īnother feature I really like is Mint has a great phone and smartwatch app so you can see your budget on your hand so you don’t overspend in key budget categories. I’ve been using it since 2010 to track my money and budget.
#Budget template for mac excel free
Mint is a completely free app that completely changed budgeting when it debuted in 2006. Get started today, risk-free, with their 34 day free trial. YouNeedABudget YNAB helps you save money and get a handle on your finances. To learn more about how I use Personal Capital, check out my Personal Capital review. Since using either Mint or Personal Capital requires you to link your bank and investing accounts, another question I address is: is Personal Capital safe? To learn about why (and how) I use both budget tracking apps check out my post on Personal Capital vs. Check out what the Personal Capital dashboard looks like below. The dashboard is also much more detailed so I can see my entire financial life on one screen, including my budget. While Mint is a great spending and budget tracker, Personal Capital has a lot more features and allows me to also track my investing portfolio performance, as well as the strength of my investing strategy. You might be wondering why I’d choose to use both Mint and Personal Capital and the reason is because they both have different strengths. In addition to using Mint since 2010, I’ve also been using Personal Capital just as long. This is why I prefer to budgeting on my phone using a free budgeting tracking app. Life is so busy so I’m always looking for more efficient ways to manage my money.

